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Free Budget Plan Template

Beat Debt Info websiteBeat Debt Information, Tools and Options. Modern Resource to Manage and Beat Your Debt. Contact a Debt Consultant  or call (212) 461-3272 for your free consultation.

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Free Budget Plan Template

You can now download a free budget plan template as an Excel worksheet (.xls) that will calculate income and expenses and determine a surplus or deficit at the end of each month. Filling out this budget worksheet will require an investment of time however you will see exactly where your money is going you can begin to make choices and changes.

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Free Budget Plan Template

Where does the money go? Well, download our Free Budget Plan Template now and you’ll know. A free budget plan template is a great way to take control of your finances and save for a goal or maybe just get out of debt and stay out of debt permanently.

Download Budget Plan

Free Budget Plan Template Instructions

Start by examining the entire template first. Then begin by entering your income, including part time jobs, freelance jobs, bonuses, and all other revenue or investments. Then continue and enter all of your various expenses in the appropriate column and category.

Budget Plan Expenses

Rent/Mortgage, Home Insurance, Maintenance, Property Taxes
Car Payments, License & Registration, Car Insurance, Fuel, Maintenance, Bus/Transit Pass
Electricity, Gas/Heating, Telephone, Cell Phones, Internet, Television, Water
Health Insurance, Dental, Prescriptions, Glasses & Contacts, Life Insurance
Bank Fees, Interest Payments, Debt Repayment, Credit Card Repayment, Emergency Fund Savings, Retirement Savings, Income, Taxes Due
Gifts, Entertainment, Vacations, Pets, Hobbies, Restaurants, Holiday Expenses
Groceries, Clothing, Miscellaneous
Childcare, School Supplies, Tuition, Books, Activities, Allowance


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The beatdebt.info credit counseling team can advise you on debt relief options and recommend proven self-help strategies for managing your money and resolving debts.  Call (212) 461-3272 to request a free initial consultation to determine eligibility for debt consolidation and debt settlement programs.

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